Commercial Debt Recovery — United States & International

Get Hammer.
Get paid.

You've called, emailed, and firmed up your tone — and they still won't pay. That's exactly where we start. We recover your business debts, in the US and across Europe. No recovery, no fee.

Minimum claim: $3,000

About

Unpaid invoices, recovered — any industry.

Hammer Worldwide recovers unpaid B2B invoices for US businesses — domestically and across Europe — on pure contingency.

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What We Do

Unpaid B2B invoices for US businesses, across any industry.

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Who We Cover

US debtors and European debtors — Germany, France, Netherlands, Poland, UK, and beyond.

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The Files Others Gave Up On

Already called, emailed, and firmed up — still unpaid. That's our specialty.

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Cross-Border Strength

Extra depth in freight, logistics, and digital — open to any commercial debt.

$0 upfront
Pure contingency — no fee unless we collect
1 day
Claim reviewed and answered within one business day.
US & Int'l
Domestic and cross-border claims. One firm, one engagement.

How It Works

Simple for you. Serious for them.

Step 1
Submit your claim
Send us the invoice and supporting documentation. We assess the claim and confirm whether we'll take it on — at no cost, with no commitment required from you.
Step 2
We go to work
We apply structured, escalating pressure through the channels that move commercial debtors. You don't manage the process — we do.
Step 3
You get paid
When funds are recovered, we deduct our fee and transfer your balance promptly. If we don't collect, you owe nothing.

Straightforward. No recovery, no bill.

Our fee comes out of what we collect — nothing is owed if we come up empty. For clients with multiple outstanding invoices, portfolio arrangements are available and sized to the engagement.

Item
Terms
Contingency fee
A fixed percentage of the amount recovered — quoted upfront at intake. If we recover nothing, you owe nothing.
If enforcement proceedings required
A higher rate applies for cases requiring court enforcement. Any court costs are disclosed and agreed before anything is filed — and claimed back from the debtor where the court allows.
Minimum claim
$3,000 domestic  /  €3,000 international
Portfolio & volume
Contact us — arrangements are structured per engagement.
A $13,000 invoice — ignored for the better part of a year — recovered in full. No litigation. The debtor paid before it ever reached a courtroom.

Bay Area tech vendor / out-of-state corporate debtor

What we bring Commercial debtors respond differently to a credible third party than they do to the creditor chasing their own invoice. We know how to make the cost of continued delay outweigh the cost of paying — and we do it without damaging your client relationship or triggering a dispute.

We work with businesses across industries.

If you have a commercial invoice and a debtor who won't pay, we want to hear from you.

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US Domestic Claims

B2B invoices against US-based debtors across service, technology, and trade industries. Fast track to recovery.

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European & Cross-Border

US creditors owed by European debtors — Germany, France, the Netherlands, Poland, the UK, and beyond. Handled in the debtor's language, through to court enforcement in their country where required. Deep experience in freight, logistics, and trade receivables.

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Portfolio & Volume

Multiple outstanding invoices across one or more debtors. Contact us to discuss a tailored arrangement.

Industries

Dedicated depth in these fields.

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Freight & Logistics

NVOCCs, freight forwarders, and logistics companies chasing unpaid shipping invoices.

See how it works →
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Digital Agencies & Studios

Design, development, and marketing agencies owed money by US business clients.

See how it works →
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Freelancers & Contractors

Independent contractors with an unpaid invoice from a US business client.

See how it works →
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European Businesses

EU companies owed money by clients in the US or elsewhere in Europe.

See how it works →

Why Hammer

What you get when you engage us.

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No Win, No Fee

You don't pay unless we collect.

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Specialist, Not Generalist

Deep experience in freight and logistics, plus digital agency and freelance engagements.

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US & International Reach

Domestic and European debtors, court enforcement included.

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Fast Response

Every claim answered within one business day.

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No Obligation

Free review. No commitment required.

Ready to recover what you're owed?

Submit your claim for a free review. Prefer to talk it through first? Say so in the form and we'll reach out at a time that works for you.

All claims reviewed in strict confidence. Response within one business day.

Common Questions

What businesses need to know.

How do I recover an unpaid business invoice?

Submit your claim for a free review. Hammer Worldwide assesses your case, pursues recovery on your behalf through our proven process, and you pay nothing unless we collect.

Is there a debt collection agency near me?

Hammer Worldwide serves businesses across the United States and internationally. Submit your claim online — we handle everything from there, regardless of where your debtor is located.

How much does business debt collection cost?

Hammer Worldwide works on a pure contingency basis. There is no upfront cost and no fee unless we collect. Our fee is a percentage of the amount recovered — disclosed at intake. If we collect nothing, you owe nothing.

Do I need a lawyer to recover a business debt?

You don't need to find, hire, or manage a lawyer yourself. Hammer Worldwide handles your recovery from first contact through resolution, including formal proceedings if they become necessary, so you deal with a single point of contact throughout.

Can you recover international business debts?

Yes. We handle cross-border commercial claims involving debtors in Europe and other international markets — France, Germany, Netherlands, Poland, UK, and more. Same contingency model applies.

How long does it take to recover a business debt?

Many cases resolve within 30 to 90 days. Timeline varies by claim complexity, jurisdiction, and whether enforcement proceedings are required. We move quickly and keep you informed throughout.

Can a US company recover a debt from a European business?

Yes — without hiring a foreign law firm yourself. We manage the full cross-border recovery against debtors in Germany, France, the Netherlands, Poland, the UK, and other European markets, through to court enforcement in the debtor's country where required. Same contingency model: no recovery, no fee.

What if I've already tried collecting it myself?

That's exactly the file we specialize in. Most clients come to us after the calls, the emails, and the firm letters have all been ignored. A credible third party changes the debtor's calculation in a way your own follow-up can't.