Commercial Debt Recovery — United States & International

Get Hammer.
Get paid.

You've called, emailed, and firmed up your tone — and they still won't pay. That's exactly where we start. We recover your business debts, in the US and across Europe. No recovery, no fee.

Minimum claim: $3,000

Hammer Worldwide is a commercial debt recovery firm that collects unpaid B2B invoices for US businesses — from domestic US debtors and from European debtors in Germany, France, the Netherlands, Poland, the United Kingdom, and other markets. We take the files creditors have already chased themselves: the calls made, the letters sent, the tone firmed up — and still no payment. We work on a pure contingency basis — no fee unless we collect — including where court enforcement in the debtor's country is required. Cross-border strength in freight, logistics, and international trade receivables. Minimum claim size is $3,000.

$0 upfront
Pure contingency — no fee unless we collect
1 day
Claim reviewed and answered within one business day.
US & Int'l
Domestic and cross-border claims. One firm, one engagement.

How It Works

Simple for you. Serious for them.

Step 1
Submit your claim
Send us the invoice and supporting documentation. We assess the claim and confirm whether we'll take it on — at no cost, with no commitment required from you.
Step 2
We go to work
We apply structured, escalating pressure through the channels that move commercial debtors. You don't manage the process — we do.
Step 3
You get paid
When funds are recovered, we deduct our fee and transfer your balance promptly. If we don't collect, you owe nothing.

Straightforward. No recovery, no bill.

Our fee comes out of what we collect — nothing is owed if we come up empty. For clients with multiple outstanding invoices, portfolio arrangements are available and sized to the engagement.

Item
Terms
Contingency fee
A fixed percentage of the amount recovered — quoted upfront at intake. If we recover nothing, you owe nothing.
If enforcement proceedings required
A higher rate applies for cases requiring court enforcement. Any court costs are disclosed and agreed before anything is filed — and claimed back from the debtor where the court allows.
Minimum claim
$3,000 domestic  /  €3,000 international
Portfolio & volume
Contact us — arrangements are structured per engagement.
A $13,000 invoice — ignored for the better part of a year — recovered in full. No litigation. The debtor paid before it ever reached a courtroom.

Bay Area tech vendor / out-of-state corporate debtor

What we bring Commercial debtors respond differently to a credible third party than they do to the creditor chasing their own invoice. We know how to make the cost of continued delay outweigh the cost of paying — and we do it without damaging your client relationship or triggering a dispute.

We work with businesses across industries.

If you have a commercial invoice and a debtor who won't pay, we want to hear from you.

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US Domestic Claims

B2B invoices against US-based debtors across service, technology, and trade industries. Fast track to recovery.

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European & Cross-Border

US creditors owed by European debtors — Germany, France, the Netherlands, Poland, the UK, and beyond. Handled in the debtor's language, through to court enforcement in their country where required. Deep experience in freight, logistics, and trade receivables.

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Portfolio & Volume

Multiple outstanding invoices across one or more debtors. Contact us to discuss a tailored arrangement.

Ready to recover what you're owed?

Submit a single invoice or a portfolio for free review. Or get in touch to discuss your situation first.

All claims reviewed in strict confidence. Response within one business day.

Common Questions

What businesses need to know.

How do I recover an unpaid business invoice?

Submit your claim for a free review. Hammer Worldwide assesses your case, pursues recovery on your behalf through our proven process, and you pay nothing unless we collect.

Is there a debt collection agency near me?

Hammer Worldwide serves businesses across the United States and internationally. Submit your claim online — we handle everything from there, regardless of where your debtor is located.

How much does business debt collection cost?

Hammer Worldwide works on a pure contingency basis. There is no upfront cost and no fee unless we collect. Our fee is a percentage of the amount recovered — disclosed at intake. If we collect nothing, you owe nothing.

Do I need a lawyer to recover a business debt?

Engaging Hammer Worldwide does not require you to retain separate legal counsel. We manage the entire recovery process on your behalf. Where formal enforcement proceedings are warranted, we coordinate them. You focus on your business — we pursue the debt.

Can you recover international business debts?

Yes. We handle cross-border commercial claims involving debtors in Europe and other international markets — France, Germany, Netherlands, Poland, UK, and more. Same contingency model applies.

How long does it take to recover a business debt?

Many cases resolve within 30 to 90 days. Timeline varies by claim complexity, jurisdiction, and whether enforcement proceedings are required. We move quickly and keep you informed throughout.

Can a US company recover a debt from a European business?

Yes — without hiring a foreign law firm yourself. We manage the full cross-border recovery against debtors in Germany, France, the Netherlands, Poland, the UK, and other European markets, through to court enforcement in the debtor's country where required. Same contingency model: no recovery, no fee.

What if I've already tried collecting it myself?

That's exactly the file we specialize in. Most clients come to us after the calls, the emails, and the firm letters have all been ignored. A credible third party changes the debtor's calculation in a way your own follow-up can't.